How is Spotii different from a credit card?

Unlike credit cards and other payment methods, there is absolutely no interest, no processing costs and no hidden fees when using Spotii. What you see is what you get, which we think is really refreshing. We have spent a great deal of time designing Spotii to keep you, our customer, at the center of everything we do. If you couldn’t tell already, we take great pride in creating an amazing user experience.